Privacy Policy
Last updated: June 14, 2026
This Privacy Policy explains how shouldirecast.com ("we", "us", "the site") handles information when you visit. The site is an informational mortgage recast calculator. We do not require accounts and do not ask you to submit personal information.
Information we collect
The calculator runs entirely in your browser — the loan figures you enter are not sent to or stored on our servers. We may collect standard, non-identifying usage data (such as pages viewed and general location/device type) through privacy-respecting analytics to understand what content is useful.
Cookies and advertising
We use Google AdSense to display ads. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this and other websites.
- Google's use of advertising cookies enables it and its partners to serve ads based on your visits here and elsewhere on the internet.
- You can opt out of personalized advertising by visiting Google Ads Settings.
- For opting out of third-party vendors' use of cookies for personalized ads, see aboutads.info/choices.
- You can also block or delete cookies in your browser settings at any time.
Not financial advice
The calculations on this site are estimates for general information only and are not financial advice. Confirm any figures and recast eligibility with your loan servicer.
Your choices
You can use the site without accepting personalized ads (see the opt-out links above) and without providing any personal information. Disabling cookies will not stop the calculator from working.
Children's privacy
This site is intended for a general audience and is not directed to children under 13.
Changes to this policy
We may update this policy from time to time. Material changes will be reflected by the "last updated" date above.
Contact
Questions about this policy? Reach us at contact@shouldirecast.com.